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Let’s get straight to the point: taxes can be a headache, especially when you’re running a small business.

But what if your CPA could turn that headache into a win?

That’s exactly what happened with one of our newest clients. She switched over to us from another CPA firm, and the results were powerful:

💡 We helped her save $16,730 in taxes—without gimmicks, loopholes, or risky moves. Just smart, legal tax planning the previous firm overlooked.

Want to know how we did it—and how it could work for you too? Let’s break it down.

Meet the Client

Our client is a solo attorney and single mom, earning around $200,000 a year. She was juggling her practice and raising two teenagers—all while feeling frustrated with her previous CPA.

There was no proactive guidance, no answers to her questions, and no clear strategy.

A colleague referred her to us. After our initial consultation, she finally felt seen, heard, and supported. And that’s when the real change began.

The Tax Planning Blueprint

Great tax planning starts with a clear understanding of your goals. During our discovery call, we learned about her business, lifestyle, and financial priorities. That gave us the insight we needed to create a tailored tax strategy.

Here’s what we implemented:

Entity Change:

We restructured her business from a sole proprietorship to an S Corporation, reducing her tax bill by $5,900/year.

Health Savings Account (HSA):

She contributed $7,300, which saved $1,752 in taxes. Bonus: the HSA also grows tax-free for future medical expenses or retirement.

Accountable Plan:

We converted regular expenses like mileage and cell phone use into tax deductions. Result? $1,488 saved.

Retirement Contributions:

We guided her to contribute $15,000 to a SEP plan (saving $3,600) and $6,000 to a traditional IRA (saving another $1,440).

Family Payroll:

By hiring her teenage daughter, we turned cash gifts into payroll—legitimately. That move saved $870 more.

The Results

Total tax savings: $16,730

But the benefits didn’t stop there.

She now has:

  • A clear financial strategy

  • Better control over her cash flow

  • A long-term plan aligned with her personal and professional goals

More importantly, she feels confident knowing her CPA is finally looking out for her, not just filing forms.

Why Tax Planning Matters

Tax planning isn’t just for big corporations or millionaires. It’s for every small business owner who wants to keep more of what they earn.

Done right, it helps you:

  • Reduce your tax burden legally

  • Improve your cash flow

  • Prepare for future growth

  • Sleep better at night

Your Turn: Ready for a Better CPA Experience?

If you’re tired of reactive accounting and missed opportunities, let’s change that.

We’ve helped countless small business owners—just like this solo attorney—unlock tax savings they didn’t even know existed. And we can do it for you, too.

Book a free discovery consultation and let’s see how much smarter your tax strategy could be.

Joy Lutz, CPA, CTP

As the founder of Aligned CPA, Joy has built a firm that is your strategic financial partner.  With a growth centric approach, we build meaningful relationships with our clients because we value their success as much as our own.

Positioning ourselves as the tax and financial strategists for your business, we help you make empowered, financial-based business decisions that lead to long term success.